Verified Insurance Pros Terms of Use

Version 1.0. Effective July 7, 2026.

These terms cover your use of verifiedinsurancepros.com. By using this site you agree to these terms. If you do not agree, please do not use it.

1. Who we are

Verified Insurance Pros is owned and operated by PBG Consulting, the same company that builds tools for insurance agents. This marketplace is not an independent review site, and we tell you that plainly because you deserve to know who runs the platform you are trusting.

2. What the marketplace is and is not

This site helps consumers find licensed insurance professionals who have been verified and are held accountable. We are not an insurance company, we do not sell insurance, and nothing on this site is insurance, financial, tax, or legal advice. The agents listed here are independent licensed professionals responsible for their own advice, their own recommendations, and their own compliance. Any decision about coverage is between you and a licensed professional.

3. What verification means

The Verified Insurance Pros seal means we confirmed an agent's active insurance license, active errors and omissions insurance, and background, and that we keep rechecking on an ongoing basis. Verification status reflects checks at the time shown. It is a mark of accountability, not a guarantee of any outcome, and it can be removed. An agent who stops meeting the standard stops being VIP.

4. Reviews you can trust

Reviews on this site come only from real, verified clients. An agent must prove a real policy exists for that client before a review counts. We moderate reviews evenhandedly under the same rules whether a review is positive or negative. We do not suppress negative reviews, we do not reward good reviews, and we do not condition publication on sentiment. We ask for honest ones.

5. Agent applications and listings

Agents who apply agree to provide accurate and complete information and to keep it current. By completing verification and accepting a listing, an agent consents to the public display of the listing data described in section 4 of our Privacy Policy: name, photo, licensed states, license numbers and the National Producer Number which are already public through regulator records, languages, verified client reviews, and accountability metrics. Nothing outside that list is published. If a verified agent leaves, the listing may remain visible marked as departed and the seal is removed. Providing false information in an application is grounds for removal.

6. Sample profiles

While the marketplace launches, the profiles, reviews, and map results on this site are samples prepared for demonstration. They are marked as samples and are not real agents or real client outcomes.

7. Acceptable use

  • Do not enter false information or someone else's information in any form on this site.
  • Do not submit fake applications or fake reviews.
  • Do not scrape, probe, overload, or interfere with this site or its services.
  • Do not copy or redistribute material from this site without written permission.

8. Intellectual property

Verified Insurance Pros, the VIP name, seal, and logo, and all text, design, and media on this site belong to PBG Consulting or its licensors. We grant you a limited, personal, revocable permission to view this site. No other rights are granted, and no one may display the seal without current verification.

9. Disclaimers and limitation of liability

This site is provided as it is and as available, without warranties of any kind, express or implied, including fitness for a particular purpose. We do not promise that this site will be uninterrupted or error free, and we are not a party to any transaction between you and an agent. To the maximum extent the law allows, PBG Consulting is not liable for indirect, incidental, special, or consequential damages arising from your use of this site, and our total liability for any claim related to this site is limited to one hundred US dollars.

10. Privacy

Our Privacy Policy explains what we collect on this site, why, how we protect it, and how to request deletion. It is part of these terms.

11. Changes to these terms

When these terms change we update the version number and the effective date at the top of this page. Your continued use of this site after a change means you accept the updated terms.

12. Governing law and contact

These terms are governed by the laws of the State of Georgia, United States, without regard to conflict of law rules. To contact us about these terms or anything on this site, use the request form on the Privacy Policy page and we will reply to the email you provide.

This is a self drafted working document prepared by PBG Consulting. It is not legal advice and it is subject to review by licensed counsel.